联邦评分

联邦评分产品由GAIA联合联合建模产生，针对金融行业不同场景（从营销获客、反欺诈、贷前准入评估、授信额度和贷中贷后预警等），对接丰富、深度且高质量的外部数据源中国银联，覆盖全国10亿+用户，上千维深度特征

The Federated Scoring Product is developed through joint modeling with GAIA. It is tailored for diverse scenarios in the financial industry, including marketing customer acquisition, anti-fraud, pre-loan eligibility assessment, credit limit setting, in-loan and post-loan risk warning and other scenarios. It integrates rich, in-depth and high-quality external data sources from China UnionPay, covers over 1 billion users nationwide, and provides thousands of dimensions of in-depth features.

搜集汇总

背景与挑战

背景概述

联邦评分是由GAIA联合建模产生的金融行业数据服务方案，覆盖全国10亿+用户，提供反欺诈、贷前评估等场景的深度特征分析。该产品基于隐私计算平台，确保数据安全，评分范围在[0,1]之间，适用于境内企业主体。