Judgments|法律判决数据集|风险评估数据集

**Overview**
Judgments delivers nationwide recorded records from legal judgment documents. Judgments are the result of a debt collection lawsuit in which a judge may award the creditor/debt collector a financial judgment against the debtor. A judgment imposes a personal liability or obligation upon a person or group to another.

Judgments are used by financial institutions for risk mitigation activities and lead qualification purposes. This product may not be sold for Marketing use cases, to determine credit worthiness, or for the purposes of any type of collection.

Product Attributes:
- Transaction Information
- Defendant/Creditor Details
- Judgment Details

**Use cases**
- **Risk Analysis** - Allows businesses, especially financial institutions, to assess the risk associated with a particular individual or company. By having access to judgment records, they can evaluate the potential financial risks before entering into a relationship with a new customer or partner.
- **Customer Onboarding** - During the onboarding process, businesses can use judgment data to evaluate potential customers. While not to determine creditworthiness, it can provide a layer of understanding about the customer's history, informing decisions about the products or services that are most appropriate for them.
- **Asset Valuation** - Judgment data can be useful in validating the financial standing of a potential partner or customer. A history of judgments could indicate potential concerns about their ability to manage financial obligations.
- **Fraud Remediation** - By cross-checking potential customers or partners against judgment records, businesses can identify individuals or companies that might pose a higher risk of fraudulent activity. This can be an essential component of a comprehensive fraud prevention strategy.
- **Data Quality and Cleansing** - Judgments data can be used to enrich a company's existing customer data. This additional layer of information can help ensure that a company's records are complete, accurate, and up-to-date.

**Product details**
- Datasets represented include Judgments and Judgments Lookup.
- Sample fields include Judgment Recording Date, Judgment Recorded Document Number, Judgment Estimated Amount, Judgment Case Number, Judgment Issued on Date, Attorney Info and Plaintiff First Name or Company Name.