企业健康风险分析
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“企业健康风险分析”数据产品运用企业固定资产投资、企业研发经费支出、企业用电量、企业用水量、企业用工人数等五个重要指标,建立计算模型,衡量企业的经营状况和健康程度,最终以“企业健康度评分”的方式输出综合性的指标。 “企业健康度评分”体系为银行、担保公司提供了一个重要的参考,能够识别具有增长稳定、节能高产、等经营状况良好企业,用以验证企业的经营状况。为高质量企业提供金融服务。实现数字化精细运营,提高贷后风险管理能力。
The "Enterprise Health Risk Analysis" data product develops a computational model using five key indicators, namely corporate fixed asset investment, R&D expenditure, electricity consumption, water consumption, and number of employees, to assess the operational status and health level of enterprises, and finally outputs comprehensive metrics in the form of the "Enterprise Health Score". The "Enterprise Health Score" system provides an important reference for banks and guarantee companies. It can identify enterprises with sound operational conditions including stable growth, energy conservation and high output, so as to verify their operational status, provide financial services for high-quality enterprises, realize digitalized refined operations, and enhance post-loan risk management capabilities.




