Consumption Smoothing or Consumption Binging? The effects of government-led consumer credit expansion in Brazil
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Brazil initiated a major credit expansion program through government banks in 2011. The program primarily targeted public sector workers with offers of payroll-backed loans. Using individual-level administrative data we find that the program led to a 15 percentage point rise in debt to initial
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美国国家经济研究局创建时间：
2021-10-01
