The data is obtained from Guo et al. (2019) (he Peking University Digital Financial Inclusion Index of China (2011-2018)”, Institute of Digital Finance, Peking University , No. April, pp. 1–70)
[Kiva.org][1] is an online crowdfunding platform to extend financial services to poor and financially excluded people around the world. Kiva lenders have provided over $1 billion dollars in loans to o