神州数码金服云

神州数码金服云产品的业务流程主要是数据输入、输出、模型计算，结果服务，只要支撑银行和渠道融资业务完成的全线上流程。该流程采用神州数码24个月交易额的交易指标和9个渠道资质及信用指标，在神州数码内部业务平台经过源数据的提取、分析、加工和处理成可用的数据标签后，再输入到神州数码金服云产品模型进行白名单模型判断，将数据输出给银行核心风控系统进行二次模型规则的系列计算，最终产生渠道的授信额度和利率定价。The business workflow of Digital China FinCloud products mainly includes data input, data output, model computation and result services, which aims to support the fully end-to-end online process of bank and channel financing businesses. This workflow leverages transaction indicators based on 24-month transaction volume of Digital China, as well as 9 channel qualification and credit indicators. First, source data is extracted, analyzed, processed and converted into usable data tags on Digital China's internal business platform. The processed data is then fed into the Digital China FinCloud product model for whitelist model validation. Subsequently, the resulting data is output to the bank's core risk control system for a series of secondary model rule-based calculations, ultimately generating the channel's credit line and interest rate pricing.

搜集汇总

背景与挑战

背景概述

该数据集描述了神州数码金服云产品的业务流程，通过整合24个月交易数据和9项渠道信用指标，经数据处理和模型计算后输出至银行风控系统，最终生成渠道授信额度和利率定价。主要服务于银行与渠道的线上融资业务。