The Political Economy of Financial Regulation: Evidence from U.S. State Usury Laws in the 19th Century
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We investigate the causes and consequences of financial regulation by studying the political economy of U.S. state usury laws in the 19th century. We find evidence that usury laws were binding and enforced and that lending activity was affected by rate ceilings. Exploiting the heterogeneity across
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美国国家经济研究局创建时间：
2007-01-01
