The Catastrophic Effects of Natural Disasters on Insurance Markets
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Natural catastrophes often have catastrophic risks on insurance companies as well as on the insured. Using a very large dataset on homeowners' insurance coverage by state, by firm, and by year for the 1984 to 2004 period, this paper documents the positive effect on losses and loss ratios of both
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美国国家经济研究局创建时间：
2006-07-01
