数融通平台

数融通平台以涉企公共数据为基础，深度融合企业社保、公积金、水电燃气、科技创新、不动产等多维度数据，并引入“双碳”等特色数据资源，依托区块链与隐私计算技术，构建安全可靠的数据赋能体系。平台在确保数据“可用不可见”的前提下，为金融机构与企业提供双向服务：一方面辅助金融机构精准评估企业信用，优化风控与融资决策；另一方面帮助企业洞察自身运营状况，智能匹配适配的贷款产品。通过数据价值的安全流转，数融通有效打通银企信息壁垒，助力普惠金融发展与实体经济提质增效。The Shu Rongtong Platform is based on enterprise-related public data, deeply integrating multi-dimensional datasets including corporate social insurance, housing fund, water, electricity and gas utility payments, technological innovation, real estate and other relevant categories. It introduces specialized data resources such as "dual carbon" (carbon peak and carbon neutrality), and leverages blockchain and privacy computing technologies to build a secure and reliable data empowerment system. Under the premise of ensuring that data is "available but not visible", the platform provides two-way services for financial institutions and enterprises: on one hand, it assists financial institutions in accurately evaluating corporate credit and optimizing risk control and financing decisions; on the other hand, it helps enterprises gain insights into their own operational conditions and intelligently match tailored loan products. Through the secure circulation of data value, the Shu Rongtong Platform effectively breaks down the information barriers between banks and enterprises, supporting the development of inclusive finance and the quality improvement and efficiency enhancement of the real economy.