Townsend Thai Project Initial Institutional Survey, 1997

The project is carried out in Thailand under the direction of Khun Sombat Sakuntasathhien and dedicated staff. The project is administered in the United States at the National Opinion Research Center and the University of Chicago. Survey design and research collaborators include Anna Paulson of Northwestern University, Tae Joeng Lee of Yonse University, and Michael Binford of the University of Florida. Robert M. Townsend is overall project director and principal investigator.
<br /><br /> The initial purpose of the NICHD-NSF funded project was to evaluate the role of informal institutions such as the family and local networks in helping to support the welfare and well-being of individuals in semi-urban and rural areas of Thailand. Risk, and the potentially adverse and direct consequences of household- and firm-specific shocks is a key part of project. The mediating role of the family and social and economic networks in the mobilization of savings and allocation of c
redit was also deemed essential. These networks are not viewed in isolation but rather are part of the larger village, regional, and national level financial system. Thus the project includes an evaluation of village-level financial institutions, such as Production Credit Groups and rice banks, and national-level financial institutions such as commercial banks and the government agricultural bank, the Bank for Agriculture and Agricultural Cooperatives (BAAC).
<br /><br /> Indeed, the project has both micro and macro aspects. It seeks to evaluate informal and formal financial institutions and markets and to construct and evaluate macro models of growth, fluctuations, and crisis. The macro models are based on the measured micro- underpinnings.<br /><br /> 161 institutions were surveyed in the initial l997 cross-section survey. In the annual resurveys we checked to see if an institution was pre-existing, but new institutions were added as well. Some i
nstitutions had failed. For example in l998, 45 institutions were sampled in total.

本项目在泰国开展，由坤·颂巴特·萨昆塔萨提恩（Khun Sombat Sakuntasathhien）与敬业团队主持。本项目的美方管理单位为全国民意研究中心（National Opinion Research Center）及芝加哥大学（University of Chicago）。本次调查的设计与研究协作方包括西北大学（Northwestern University）安娜·保尔森（Anna Paulson）、延世大学（Yonsei University）李泰正（Tae Joeng Lee），以及佛罗里达大学（University of Florida）迈克尔·宾福德（Michael Binford）。罗伯特·M·汤森（Robert M. Townsend）为本项目总负责人与首席研究员。

由美国国立儿童健康与人类发展研究所（National Institute of Child Health and Human Development, NICHD）与美国国家科学基金会（National Science Foundation, NSF）联合资助的本项目，初始目标为评估家庭、地方网络等非正规制度在保障泰国半城镇与农村地区居民福祉与生活质量中的作用。风险及家庭、企业层面特定冲击所带来的潜在负面直接后果，是本项目的核心研究内容。家庭、社会与经济网络在储蓄动员与信贷配置中的中介作用，同样为关键研究环节。上述网络并非孤立存在，而是村级、区域级与国家级更大范围金融体系的组成部分。因此，本项目同时涵盖对村级金融机构（如生产信用小组（Production Credit Groups）与稻米银行（rice banks）），以及国家级金融机构（如商业银行与政府农业银行——农业与农业合作社银行（Bank for Agriculture and Agricultural Cooperatives, BAAC））的评估。

本项目兼具微观与宏观研究维度：既旨在评估正规与非正规金融机构及市场，也将构建并评估经济增长、波动与危机相关的宏观模型，而此类宏观模型均基于实证可得的微观基础。

在1997年的初始横截面调查（cross-section survey）中，研究团队共调研161家机构。在年度追踪回访中，研究人员会核查机构是否仍存续，同时也会纳入新出现的机构。部分机构已停止运营：例如1998年，本次调研共抽样45家机构。

搜集汇总

背景与挑战

背景概述

该数据集是1997年泰国机构调查的初始数据，旨在评估非正式机构（如家庭和本地网络）在泰国半城市和农村地区对个人福利和风险管理的作用，同时结合微观和宏观层面分析金融系统。调查覆盖161个机构，并涉及后续重访以跟踪机构变化。