The Economics of “Buy Now, Pay Later”: A Merchant’s Perspective
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Buy Now, Pay Later (BNPL) is a key innovation in consumer payments. It bundles the sale of a product with a subsidized loan, effectively offering lower prices to low-creditworthiness customers. BNPL thereby allows merchants to price-discriminate among customers with different willingness-to-pay.
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美国国家经济研究局创建时间：
2024-11-01
