面向金融风控领域全栈数据融合解决方案
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我们处于数字经济时代，信息数据变成一种新型的生产要素和社会财富，但科技进步的意义在于更好地服务用户，保障信息安全是提升现代化治理能力的重要方面，平衡个人隐私信息保护与数据价值开发，是每个企业都需要考虑的关键问题和应尽的社会责任。星云Clustar作为一家深耕隐私计算和联邦学习领域的技术提供商，发布的星云隐私计算平台，致力于通过技术本质颠覆以往数据使用与治理的“蛮荒时代”，帮助企业在合规的情况下，实现数据作为生产要素产生的价值和贡献，让消费者数据的价值与隐私得以共存。相信未来随着政府监管、行业自律、消费者个人自我保护、数据安全和隐私保护技术落地等多管齐下，消费者的隐私可以得到真正的尊重和有效保护。 随着金融机构的业务发展，借助外部数据辅助行内业务进行数据验证、补充行内数据的需求日渐加强，目前市场上有各类外部数据，且数据供应厂商各有所长，如人行提供的征信数据，政府公开的政务数据，第三方数据商提供的综合数据服务等，为应对繁复多样的外部数据，需要建立一个统一的合规高效的数据接入平台，以实现对外部数据的统一采集、存储、计价等一系列管理活动。
We are in the era of digital economy, where information and data have emerged as a new type of production factor and social wealth. However, the essence of technological progress lies in better serving users, and ensuring information security is a critical aspect of enhancing modern governance capabilities. Balancing the protection of personal privacy-related information and the development of data value is a key issue that every enterprise needs to address, as well as a due social responsibility. As a technology provider deeply engaged in the fields of privacy computing and federated learning, Nebula Clustar has released the Nebula Privacy Computing Platform, which aims to subvert the "wild west era" of previous data utilization and governance through its core technology. It helps enterprises realize the value and contribution of data as a production factor while remaining compliant, enabling the coexistence of the value and privacy of consumer data. It is believed that in the future, with multi-pronged efforts including government supervision, industry self-discipline, consumer personal self-protection, and the implementation of data security and privacy protection technologies, consumers' privacy will be truly respected and effectively protected. With the business development of financial institutions, the demand for leveraging external data to assist in internal business data verification and supplementing in-house data has been growing increasingly strong. Currently, the market offers various types of external data, and data suppliers have their respective strengths: for example, credit reporting data provided by the People's Bank of China, government open administrative data, and comprehensive data services provided by third-party data vendors. To cope with the complex and diverse external data, it is necessary to establish a unified, compliant and efficient data access platform to conduct a series of management activities such as unified collection, storage and pricing of external data.
