Regulatory Free Cash Flow and the High Cost of Insurance Company Failures
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Why is the cost of resolving insurance company failures so high? Evidence in this paper suggests that the state insurance regulatory bodies in charge of the liquidation process turn over an average of only 33 cents for each $1.00 of pre-insolvency assets to the guaranty funds (the state agencies
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美国国家经济研究局创建时间：
1998-12-01
