Why Doesn't the Market Fully Insure Long-Term Care?
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This paper examines the failure of the private market to fully insure long-term care. I argue that the failure is a result of large intertemporal variability in the cost of long-term care. Unlike variability in cross section use, variability in the cost of care affects everyone in a pool and
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美国国家经济研究局创建时间：
1993-03-01
