Machine Learning for Solar Accessibility: Implications for Low-Income Solar Expansion and Profitability

The solar industry in the US typically uses a credit score such as the FICO score as an indicator of consumer utility payment performance and credit worthiness to approve customers for new solar installations. Using data on over 800,000 utility payment performance and over 5,000 demographic美国太阳能行业通常采用信用评分（如FICO评分）作为衡量消费者公用事业缴费表现及信用资质的指标，以审批客户的新太阳能安装申请。该数据集使用了超过80万条公用事业缴费表现数据及5000多条人口统计数据。